Insulation Grants for Private Landlords – What You Need to Know

Key takeaways:

  • Tenants must fall under certain criteria for landlords to benefit from a free insulation grant
  • The ECO scheme offers insulation grants covering loft, room in a roof, internal wall and cavity wall insulation
  • You could find out within 48 hours if your property is eligible for a free insulation grant

As a private landlord, one of your responsibilities is to ensure that your tenants are living in a warm and comfortable home.

But did you know that there are grants available to help landlords with the cost of home insulation?

Keep reading to find out if you qualify for a free government insulation grant.

Can a private landlord get a grant for insulation?

Landlords with properties that show an EPC rating of A, B, C, D or E can benefit from many grants, including ones for insulation.

Private landlords looking for the most lucrative grant scheme should consider the Energy Company Obligation (ECO) scheme, which will run until 2026.

The ECO scheme is a programme aimed at helping those on low income and benefits keep their homes all whilst tackling fuel poverty.

Through the ECO scheme, the main grants available are:

Heating grants, such as electric storage heater grants and first-time central heating grants, are also covered by the ECO Scheme.

Read More: UK cost of living: 6 government grants helping the vulnerable and landlords

Who can apply for ECO Scheme grants?

Government grants for private landlords can be a great way of following the Minimum Energy Efficiency Standard (MEES) without spending your hard-earned cash.

However, not every landlord can apply for a grant and be successful as there is a certain criteria that must be met.

The four criteria for government grants:

1) Own a rented property where the tenants have claimed benefits within the last 18 months

These benefits include:

  • Child Benefit (household income limits apply)
  • Child Tax Credit
  • Employment and Support Allowance (ESA)
  • Housing Benefit
  • Income Support
  • Inomce-based Jobseekers Allowance (JSA)
  • Pension Credit Guarantee Credit
  • Pension Credit Savings Credit
  • Universal Credit
  • Working Tax Credit

2) Renting a property to tenants that claim Child Benefit

Tenants receiving Child Benefit are not automatically eligible for government grants, as this will be weighed against their household income.

The amount you can claim for a grant depends on the number of children in the house and whether the tenant is single or part of a couple.

A property’s household income from all sources (before tax) must not exceed the limits shown below:


Single Couple
1 Child £19,900 £27,500
2 Children £24,800 £32,300
3 Children £29,600 £37,200
4+ Children £34,500 £42,000


These income rules only apply if Child Benefit is the only benefit received in the rented property.

If any tenants receive any benefits listed in the previous section, they automatically qualify and don’t need to meet the income rules.

3)  Local council’s authority flexible energy rules

If your tenants meet the local council’s local authority flexible energy rules, your property is eligible for an insulation grant. When you contact us, we will check whether your tenant and property are eligible as these rules vary by the local authority.

4) Council funding in the area 

Owning a rented property in areas where the local council has made funding available will make you eligible for an insulation grant. These areas are usually within 0-20% of the Indices of multiple deprivations (IMD).

Read More: Can I Get a Free Government Insulation Grant If I’m Not on Benefits?

Why should landlords insulate?

There are many benefits for landlords when it comes to insulation, including:

  • Reduced energy bills for your tenants – home insulation can save tenants up to £350 a year on their energy bills!
  • Increased comfort for tenants – well-insulated homes are more comfortable to live in, so your tenants are likely to be happier.
  • Longer-lasting tenancies – happy tenants are more likely to stay in your property for longer, so you can avoid the cost and inconvenience of finding new tenants every few years.
  • Compliance with MEES – as of April 2020, it’s unlawful to let a property with an EPC rating of F or G. By insulating your property, you can improve its EPC rating and avoid hefty fines.

How to apply and what does the process look like?

Whether you’re applying for a single property or multiple, you need to make sure your tenants are aware of the application.

We might be biased, but we think there’s no better place to insulate your property than with So Eco.

Start your application by filling out the short form at the bottom of the page.

A member of our team will carry out property research, including a check of the Energy Performance Certificate.

After a check to see what measures would be practical with the property is complete, we will get back to you shortly with our initial indication of eligibility.

If the property seems eligible, a free survey will be booked – this is normally within the week.

After the survey, if the property is eligible then an installation is booked and the relevant paperwork is filled out. Soon enough, the property will be upgraded and your tenants will have their energy bills slashed.

Check your eligibility for free insulation today

Thank you for reading our blog post.

To check your eligibility for free insulation grants, simply complete our free online eligibility checker and we’ll be in touch with you shortly!

Save on energy bills.

You could be eligible for a grant or funding.

Complete the quick and easy form to see if you’re eligible.

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